Who is secure horizons

Primary Care. Check-ups, screenings and sick visits for adults and children. Specialty Care. Expertise and advanced technologies in all areas of medicine. Emergency Care. For serious accidents, injuries and conditions that require immediate medical care.

Urgent Care. Walk-In Care. AARP encourages you to consider your needs when selecting products and does not make product recommendations for individuals. Please note that each insurer has sole financial responsibility for its products.

Each insurer has sole financial responsibility for its products. Policy form No. In some states, plans may be available to persons under age 65 who are eligible for Medicare by reason of disability or End-Stage Renal Disease. Not connected with or endorsed by the U. Government or the federal Medicare program. This is a solicitation of insurance. This information is not a complete description of benefits. Contact the plan for more information.

The Annual Enrollment Period goes through December 7. Need help finding a plan? We recommend working with a health insurance broker that specializes in Medigap policies. Every Medigap policy must follow federal and state laws designed to protect you, and it must be clearly identified as "Medicare Supplement Insurance.

All policies offer the same basic benefits but some offer additional benefits, so you can choose which one meets your needs. Each insurance company decides which Medigap policies it wants to sell, although state laws might affect which ones they offer.

Insurance companies that sell Medigap policies:. This is one of those situations where we should talk, as there are many details we need to cover. Also, I want to help prepare you for the many differences between a classic HMO insurance plan and a PPO plan that gives you much more flexibility and options when receiving medical care. Let's plan for at least a 30 minute conversation. If we are in-network with your PPO, NorthBay Healthcare and the health plan have contracted discounted rates and unfortunately those discounted rates are not publicized anywhere.

Additionally, should you be hospitalized, due to the possibility of complications it is very challenging to quote exact prices, but rather a range of pricing. I can explain how a PPO works, and how the maximum out-of-pocket limit helps a family plan for approximation of possible cost.

If you still have questions about open enrollment, please feel free to contact our open enrollment specialist at AskKelly NorthBay. You don't have to choose. More about Medicare Advantage. Choosing Well Find Your Plan.

Get your questions answered. Do you have an Open Enrollment Question? Skip to content. Updated: June 03, Get a Free Medicare Quote Easy. Medicare Medicare What is Medicare?